How to say "Can I pay by card?" in Chinese

可以刷卡吗?

kěyǐ shuākǎ ma?

Can I pay by card?

Character breakdown

可

can, may

kě

以

use, by means of

yǐ

刷

swipe, brush

shuā

卡

card

kǎ

吗

question particle

ma

Grammar and structure

This is a polite question using 可以 (kěyǐ, 'may/can'), the verb 刷卡 (shuākǎ, 'to swipe a card'), and the question particle 吗 (ma).

Variations and politeness

可以用信用卡吗?

kěyǐ yòng xìnyòngkǎ ma?

Can I use a credit card? — More specific, explicitly mentions credit card.

可以刷银行卡吗?

kěyǐ shuā yínhángkǎ ma?

Can I swipe a bank card? — Clarifies the type of card (bank card).

Mini dialogue

A

请问,可以刷卡吗?

qǐngwèn, kěyǐ shuākǎ ma?

Excuse me, can I pay by card?

B

可以的,这里接受信用卡。

kěyǐ de, zhè lǐ jiēshòu xìnyòngkǎ.

Yes, we accept credit cards here.

When to use it

Appropriate

  • When you want to pay with a credit or debit card in a shop, restaurant, or hotel.
  • When you are unsure if card payment is accepted and want to ask politely.
  • When you are in a larger establishment or tourist area where card payment is more likely.

Avoid when

  • When you are in a small local shop or street stall where cash or mobile payment is expected.
  • When you want to ask about mobile payment (e.g., WeChat Pay or Alipay) instead of a physical card.

Frequently asked questions

How do you say "Can I pay by card?" in Chinese?

You say "可以刷卡吗?" (kěyǐ shuākǎ ma?).

How do you pronounce "可以刷卡吗?"?

It is pronounced "kěyǐ shuākǎ ma?" with the third tone on kě, third tone on yǐ, first tone on shuā, third tone on kǎ, and neutral tone on ma.

When do you use "可以刷卡吗?"?

Use it when you want to ask if you can pay by credit or debit card, especially in shops, restaurants, or hotels.

More phrases for this situation

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